Earl Smith, Your Halifax Mortgage Broker

Earl Smith || December 06, 2018

The Upside of Alternative and/or Unregulated Lenders

A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would...

Earl Smith || October 12, 2018

5 Tips for Success

Guest Blog by: Mark Kerzner, President TMG The Mortgage GroupA colleague asked me recently if I could share a couple of things that I do each week that helps me to be successful.I often look to others...

Earl Smith || October 03, 2018

Confused about your credit score - you're not alone

Here’s a typical scenario: You and your spouse are applying for a mortgage loan. You’ve had credit for years with three or four credit cards, a car loan and a line of credit. You always pay the...

Earl Smith || September 10, 2018

Missed a mortgage payment? Concerned you might have to?

There are times in our lives when the unexpected happens and we find it difficult to cope financially. It could be a job loss, an unexpected illness, the death of a loved one or separation and...