Earl Smith, Your Halifax Mortgage Broker

Earl Smith || February 07, 2017

Alternative Lenders go Mainstream

For some, getting a mortgage from a bank has become a bit more challenging – even if your credit score is good If you don’t qualify using the benchmark rate, regardless of what mortgage rate and...

Earl Smith || January 18, 2017

BANK OF CANADA RATE ANNOUNCEMENT JAN 18TH, 2017

Bank of Canada Rates Looks like 2017 begins the same way 2016 ended, with the Bank of Canada announcing that it has maintained its target for the overnight rate at 1/2...

Earl Smith || October 21, 2016

Canada set to grow in different ways

The Canadian economy is poised to grow again, but in a very different way according to the Bank of Canada’s (BoC) recently-released Monetary Policy Report. The BoC expects global economic growth to...

Earl Smith || October 21, 2016

Millennials need help with home ownership

Recent reports from two of Canada’s major banks – CIBC and ScotiaBank – offer a glimpse into the world of millennials and home ownership as well as the impact of the Internet on mortgage...