Earl Smith, Your Halifax Mortgage Broker

Earl Smith || October 03, 2018

Confused about your credit score - you're not alone

Here’s a typical scenario: You and your spouse are applying for a mortgage loan. You’ve had credit for years with three or four credit cards, a car loan and a line of credit. You always pay the...

Earl Smith || September 10, 2018

Missed a mortgage payment? Concerned you might have to?

There are times in our lives when the unexpected happens and we find it difficult to cope financially. It could be a job loss, an unexpected illness, the death of a loved one or separation and...

Earl Smith || August 07, 2018

Rising interest rates and the housing market

There is no doubt the Canadian economy is resilient. The country has weathered a few storms since 2008, but still chugs on – somewhat flat at times, but never stagnant. Despite trade tensions,...

Earl Smith || July 17, 2018

Interest rate increase has winners

Believe it or not, the recent .25% rise in the prime interest rate is an indicator of a healthy economy. Despite trade tensions, Canada’s economy looks to be weathering the tariff storm well, for...