We were renting a one-bedroom house as a family of three and had just found a beautiful house for purchase in the same town.
We had no previous experience with real estate, and our situation afforded some rather complicated procedures, which was really overwhelming.
After two bank branch appointments which increased the confusion, we luckily found TMG, and Earl's assistance throughout the purchasing process proved absolutely invaluable.
We ran into many roadblocks along the way, and I'm perfectly certain that without Earl's dedicated help and hard work, we would not have been able to overcome them all before the closing date.
Now we are so happy here in a warm and welcoming neighbourhood, where we have lots of space for ourselves and our little daughter to grow up in a real home.
C & S
Earl made the process of buying a home very easy. From the first time we met him he explained everything to us in great detail and made us feel very comfortable in asking any questions we had. We would highly recommend Earl to anyone who wants to buy a home. It was very refreshing to deal with someone who had our best interest at heart.
Barb W.
I consulted Earl when my family was considering moving our mortgage from one of the big banks. He was very professional and pleasant to deal with. He got back to us quickly with answers to all of our questions. I was impressed with his knowledge of the mortgage industry in general and our specific options. I would not hesitate to recommend Earl.
Dianna R.
We recently approached our lender, who we had been with for five years and who has all of our business, about refinancing our commercial mortgage to extend our term. We didn’t want more money, just to pay the mortgage back over a longer term because our young business was growing quickly and we needed capital to expand. Our lender would not consider our request so we approached Earl, thinking we would have to pay a higher interest rate. Earl had three offers for us within a week, and the lender we ended up choosing matched our interest rate and gave us the exact term we wanted. As lawyers we have lots of experience with lenders, so we were very happy with the work Earl did for us and found him to be professional and accommodating.
T.K.
We had a complicated situation and Earl worked hard to find something that worked for us. He was very accommodating and knowledgeable. Hooray for Earl!!
Kate M.
We originally thought we had a very easy application for a mortgage but it ended up being more complicated than we had thought. Earl fixed every glitch and made sure we were going in with the strongest application possible. He answered all our questions with confidence and compassion in a very timely manner. He is extremely friendly and knowledgeable. I absolutely recommend Earl to anyone thinking about starting the mortgage process. We would not have been able to buy our first home without Earl's help!
Alicia H.
Professional and sound advice we will recommend and use Earl again with our new house or re mortgage ..
Chris S.
Earl was recommended to me when I had completely given up on getting a mortgage.
Neither my own bank, nor another broker had been able to help me out, as my situation didn't fit into their cookie cutter approval methods!
Earl dug deeper, worked harder, and managed to get me a great mortgage!
If you're looking for a small miracle (like me), or just shopping for a good mortgage, I would highly recommend giving Earl a call!
Jacquie A.
We have used Earl's services on a number of occasions for both our main home and our rental property. Earl has consistently gone the extra mile for us, and has always provided superb customer service. He has always found us a mortgage with the most competitive rate and the a term that suits our needs perfectly.
I have absolutely no hesitation in recommending Earl. You will not be disappointed.
Dave B.
Working with Earl in our home purchase was a delight. He was excellent at presenting our options and making it easy to understand. Our purchase went smoothly and I would most certainly recommend his services to others.
Linda S.
Earl came highly recommended by my realtor, and I was very impressed by his professionalism and efficiency. He was professional and helpful, especially for a first-time homeowner with a steep learning curve, and secured me an excellent rate. I'd recommend anyone looking for a broker to contact him first.
Nadia P.
Earl Smith was recently recommended to us by our real estate agent. Contacting him was the best decision my fiancé and I have made in quite awhile. He's friendly, quick, and professional.
I consider myself to be the type of individual who gets stressed very easily. Earl made the process more simple and is very understanding, patient, and accommodating. He was very fast to provide accurate answers that were suitable to our needs.
We are looking forward to dealing with Earl again for the renewal. I would whole heartedly recommend Earl for all of your mortgage needs!
Brooke H.
Earl truly went above and beyond to help us with our mortgage needs. He is always professional, quick to reply and thoroughly explains the details along the way.
Katie M.
A fabulous mortgage broker who can get the job done with a very quick turnaround. I would highly recommend his services.
Tracy M.
My husband and I recently purchased a house, thanks to the help of Earl. He was very knowledgable, easy to communicate with (especially given that I prefer electronic communication) and professional. I have always found the financing aspect of buying a house to be the most stressful, but Earl certainly helped mitigate that stress.
Jennifer H.
Earl helped us understand and made it possible to obtain our own home. He ensured we had the best options and education to complete the buying process with ease. We will be using him again next year for our renewal. We highly recommend Earl for all your mortgage needs.
Sandra T.
Earl worked with us through a difficult situation. Unknown to us , Mortgage rules changed prior to us building which left us searching for a way ahead. Earl gave us several options then guided us through the process to completion. Always available for questions and finding us answers. We highly recommend Earl and have given his name to people searching for a real Professional with your best interests at heart.
Roger F.
Had a great experience working with Earl for my first purchase. He was and continues to respond quickly to any questions that I have, with surprisingly thorough answers. Looking forward to my next purchase with Earl!
Anthony S.
Dealing with Earl is the most pleasant experience during my five years in Canada.He always exceeds your expectations.He has been a great help building and financing the construction of my house and then getting the best mortgage deal.
Basel F.
I had the pleasure of meeting and dealing with Earl in the past year and found him to be very current on market options and innovative in his approach !
I also felt he was straightforward and well connected in his industry.
Fern D.
Earl made buying my home a stress free experience. He found the best rate available...and saved me a lot of interest over the long term.
Tim D.
Pleasure to work with Earl! I would highly recommend his services.
Amanda C.
Earl was great at helping us through the Mortgage process when buying our first house. He met with us on multiple occasions to answer all of our questions and walk us through every step of the way. Would highly recommend.
Jordan G.
My husband and I met Earl at a first time home buyers session through our Real Estate Agent and we made the best decision in working with him to purchase our first home. Earl is extremely knowledgeable and we trusted him right away to guide us in the right direction with our Mortgage needs. The pre-approval and approval process was fast and easy thanks to Earl. Anytime we had a question he responded quickly and was always willing to provide advice and guidance. Earl provided us with multiple broker options that were suited to our specific financial situation and helped us to determine the appropriate lender. We would absolutely recommend Earl to anyone looking to purchase a property and we will be passing along his name to any friends or family. Thank you, Earl!
Mel M.
Earl was a fantastic resource for us during the purchase of our first home. He was patient with our lack of knowledge, responsive with our multiple questions, and made the process as seamless as possible and handled most of the grunt work. Thank you Earl! We would recommend you to anyone!
Kirsten S.
Earl is absolutely terrific to work with. He’s extremely responsive and very professional. I recommend him to all my clients.
Marlaina M.
I can not recommend Earl enough for your mortgage needs. He helped us navigate through all options to get the mortgage which helped us buy our dream home. Earl is very professional, knowledgeable, honest and ultra responsive. We feel very lucky to have had someone to work with who we can trust.
After closing (which Earl worked very hard to complete), he has followed up regularly to ensure that we continue to grow financially and help for our future mortgage needs.
Now if only Earl could help with renovations on a 100 year old home, I would give him 10 stars!
Thank you Earl! We look forward to working with you in again for all our mortgage needs!
Jeremy S.
Earl helped us with buying our first home, and I cannot imagine having done this without him. I never had to worry about anything, he did all the work, was very prompt, attentive, and professional. And he got us a great rate on our mortgage! Cannot recommend him enough.
Danica W.