Earl Smith, Your Halifax Mortgage Broker

Earl Smith || July 04, 2018

Put together your Dream Team

Buying a new home and getting a mortgage is an important decision and can be stressful. Consider putting together a team of professionals to help make the entire process easier.Members of your home...

Earl Smith || June 14, 2018

Housing Affordability Challenges

New mortgage rules, rising interest rates, and stress tests have definitely cooled housing market activity by making it more challenging for some to qualify for mortgage. An unwelcome consequence...

Earl Smith || June 06, 2018

A reverse mortgage may be the answer

Saving enough for retirement can be a challenge. As people continue to live longer, retirement savings are being stretched further over many more years. However, there is an option that is increasing...

Earl Smith || May 08, 2018

Approaching your mortgage maturity date? Let’s review...

An estimated 47% of existing mortgages in Canada are expected to be coming up for renewal this year, according to a recent CIBC Capital Markets report, at a time when interest rates are rising and new...