Earl Smith, Your Halifax Mortgage Broker

Earl Smith || March 23, 2020

The Health Crisis and Your Mortgage

A lot has changed in the last few weeks, much of it unsettling. The current COVID-19 health crisis has created some level of uncertainty among the population and a lot of unknowns. So, here’s a...

Earl Smith || March 10, 2020

Is the Sky Falling? Interest Rates, Stock Markets, and the Coronavirus

It's been an eventful start to 2020. The thing on everyone's mind is the coronavirus and fear about it spreading is making waves throughout the world. There’s a lot of uncertainty and plenty of fear...

Earl Smith || March 07, 2020

Recent changes may be good news for homebuyers

We’ve had back-to-back changes recently in the mortgage world – one direct, one indirect. The benchmark rate used to qualify will change downwards starting April 6, 2020, and the Bank of Canada...

Earl Smith || January 27, 2020

Know Your Words – Mortgage Words, that is

Buying a home is a big investment. With so much at stake, it’s important learn what you can about the homebuying process as well as understanding the "language” of mortgage lending. A recent...