Earl Smith, Your Halifax Mortgage Broker

Earl Smith || January 08, 2020

Reduce your holiday debt

Happy New Year! As we enter this new decade, do you have some spending regret? You promised to stick to a budget; you promised to scale down and have an old-school, back-to-basics, holiday. But some...

Earl Smith || December 05, 2019

Some predictions for the 2020 housing market

We have seen many challenges in the housing market over the past few years. Housing prices have been up and down; housing sales were down but have rallied in many areas of the country in the last half...

Earl Smith || November 08, 2019

Buying a home doesn’t have to be stressful

Buying a house should be an exciting time but it can get pretty stressful, not only for first time home buyers, but for move-up buyers as well. The number one worry is finding problems after moving...

Earl Smith || November 04, 2019

Mortgage renewal approaching in the next 6 months?

This may be the year you get that renewal letter in the mail. Many will just sign the new renewal rate because it's easy, and the idea of switching to another lender may be too onerous. You are busy...