Earl Smith, Your Halifax Mortgage Broker

Earl Smith || February 23, 2021

The Urban Exodus…A Long-Term Trend or a Fad?

It’s now well-known that homebuyers are leaving urban markets for the suburbs in droves in search of larger and more affordable properties. While homebuyers have been trading in big-city life for...

Earl Smith || January 19, 2021

Canada’s Housing Market Risk Rises, But Remains Moderate

Despite a sharp rise in home prices in 2020 and impacts from the pandemic-induced lockdown restrictions, the country’s housing risk remains "moderate.” That’s according to the third-quarter...

Earl Smith || December 22, 2020

Forecasting Canada’s Housing Market in 2021

Earlier this year, the Canada Mortgage and Housing Corporation made a now-infamous prediction that home prices would fall by up to 18% over the course of 2020 and into 2021. Instead, prices...

Earl Smith || November 30, 2020

Refinancing Your Mortgage – What You Need to Know

This year has seen a rise in the number of homeowners who are considering refinancing their mortgage. Approximately 20% of Canadian homeowners say they plan to refinance their mortgage in the next...